$1,675,000 - 405 Monterey Avenue, Capitola

  • 3Beds
  • 3Baths
  • 1,424SQ. Feet
  • 0.11Acres

Capitola Home Sale

Live the ultimate Capitola Beach lifestyle, less than a 10-minute walk to Capitola Beach & Village! This renovated home features 2 self-contained units totaling 1,424 sq. ft. The main home is a 2-bed, 2-bath, all on the ground level with no stairs, perfect for easy accessibility. The second unit is a 1-bed, 1-bath with kitchen and living space, accessed via a private staircase. Enjoy a shared ground level laundry and office space . Just steps from Gayles Bakery & Capitola Village, this home offers prime walkability to dining, shops, and entertainment. The private backyard has a spacious lawn and patio with greenbelt views. The brand-new driveway provides 4+ car spots. The garage fits bikes, surfboards, mower, and more. Comes equipped with an owned solar system of 28 panels along with 3 battery storage packs making sure your bill is low and the lights stay on. Central forced air heating & cooling in both units run off solar! EV car charging hookup! Ideal for multigenerational living, investment, vacation home, or if you want extra space for guests. Many lenders allow buyers to qualify for a higher purchase price by factoring in potential rental income. Live in one unit and rent the other; upper unit previously rented for ~$4,000/month. Furnishings available for both units.

Sales Agent

Sam Smith
  • Sam Smith
  • San Clemente Realtor ®
  • Phone: 949-204-5110
  • Cell: 949-204-5110
  • Contact Agent Now

Amenities

  • UtilitiesNatural Gas Available
  • Parking Spaces4
  • ParkingUncovered
  • GaragesUncovered
  • ViewPark/Greenbelt

School Information

  • DistrictOther
  • ElementaryOther
  • MiddleOther
  • HighSoquel

Essential Information

  • MLS® #ML81996747
  • Price$1,675,000
  • Bedrooms3
  • Bathrooms3.00
  • Full Baths3
  • Square Footage1,424
  • Acres0.11
  • Year Built1958
  • TypeResidential
  • Sub-TypeSingle Family Residence
  • StyleCottage
  • StatusClosed
  • Listing AgentJosh Kolbo
  • Listing OfficeTrade-In Real Estate

Exterior

  • RoofComposition
  • FoundationConcrete Perimeter

Additional Information

  • Date ListedMarch 25th, 2025
  • Days on Market24
  • ZoningR-1
  • Short SaleN
  • RE / Bank OwnedN

Community Information

  • Address405 Monterey Avenue
  • Area699 - Not Defined
  • CityCapitola
  • CountySanta Cruz
  • Zip Code95010

Interior

  • InteriorWood
  • Interior FeaturesWalk-In Closet(s)
  • AppliancesDishwasher, Electric Cooktop, Ice Maker, Microwave, Refrigerator
  • HeatingCentral
  • CoolingCentral Air

Price Change History for 405 Monterey Avenue, Capitola, (MLS® #ML81996747)

Date Details Price Change
Closed
Pending
Active Under Contract
Active
Pending
Show More (2)

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  • City:
    Capitola
  • Price Range:
    $509,999 - $6,595,000
  • Current Listings:
    66
  • HOA Dues:
    $271
  • Average Price per Square Foot:
    $1,042

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Based on information from California Regional Multiple Listing Service, Inc. as of February 8th, 2026 at 2:40pm PST. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.