$1,070,000 - 205 Montana Del Lago, Rancho Santa Margarita

  • 4Beds
  • 3Baths
  • 1,603SQ. Feet
  • 1998Built

Rancho Santa Margarita Home For Sale

Seller is offering the buyer a $20,000 sales price concession to use toward a rate buy-down with an acceptable offer. Exceptional 4-bedroom detached residence ideally situated just moments from the scenic Lake Rancho Santa Margarita. This highly desirable floor plan offers three bedrooms upstairs and a versatile downstairs bedroom—perfect for guests, a private office, or den. Light-filled and inviting, the home features soaring ceilings and an airy open-concept design. The beautifully updated kitchen showcases refreshed cabinetry, a generous center island, abundant counter space, and a spacious eat-in dining area—designed for both refined entertaining and everyday comfort. The expansive primary suite provides a relaxing retreat with dual sinks and a walk-in shower. Additional highlights include a spacious 2-car garage with freshly painted floors and extensive built-in storage. Enjoy an outstanding location with the gated lake walking path visible right from the front door, offering effortless access to trails, recreation, and the community’s natural beauty. The private backyard is ideal for outdoor living, featuring custom decking, sleek vinyl fencing, and mature trees that create a peaceful setting. Freshly painted and enhanced by abundant natural light, this move-in-ready home offers the perfect blend of comfort, style, and location. Resort-style living is right outside your door — take a dip in the community pool and spa, or stroll over to the shores of the Lake and the Beach Club Lagoon for relaxing lakeside recreation. Mercado Del Lago Center is just a short walk away, discover, dine, and indulge — all within reach. Residents enjoy access to five pools, a Beach Club and Lagoon, parks, trails, and a full calendar of community events including lakeside concerts, outdoor movies, a Fishing Derby, Craft & Garden Workshops, the Great Rancho Campout, seasonal festivals, and holiday celebrations.

Sales Agent

Sam Smith
  • Sam Smith
  • San Clemente Realtor ®
  • Phone: 949-204-5110
  • Cell: 949-204-5110
  • Contact Agent Now

Amenities

  • AmenitiesClubhouse, Sport Court, Picnic Area, Playground, Pickleball, Pool, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • UtilitiesElectricity Connected, Sewer Connected, Water Connected
  • Parking Spaces2
  • ParkingDirect Access, Garage
  • # of Garages2
  • GaragesDirect Access, Garage
  • ViewNeighborhood
  • Has PoolYes
  • PoolAssociation

School Information

  • DistrictSaddleback Valley Unified

Essential Information

  • MLS® #OC26041588
  • Price$1,070,000
  • Bedrooms4
  • Bathrooms3.00
  • Full Baths2
  • Half Baths1
  • Square Footage1,603
  • Acres0.00
  • Year Built1998
  • TypeResidential
  • Sub-TypeSingle Family Residence
  • StyleMediterranean
  • StatusActive
  • Listing AgentMichael Walsh
  • Listing OfficeHomeSmart, Evergreen Realty

Exterior

  • ExteriorDrywall, Stucco
  • RoofBarrel
  • ConstructionDrywall, Stucco

Additional Information

  • Date ListedMarch 4th, 2026
  • Days on Market30
  • Short SaleN
  • RE / Bank OwnedN

Community Information

  • Address205 Montana Del Lago
  • AreaR1 - Rancho Santa Margarita North
  • SubdivisionCierra Del Lago (CDL)
  • CityRancho Santa Margarita
  • CountyOrange
  • Zip Code92688

Interior

  • InteriorCarpet, Laminate, Stone
  • Interior FeaturesCathedral Ceiling(s), Primary Suite, Tile Counters
  • AppliancesBuilt-In Range, Dishwasher, Gas Cooktop, Disposal, Gas Water Heater, Ice Maker, Microwave, Refrigerator
  • HeatingCentral
  • CoolingCentral Air
  • FireplaceYes
  • FireplacesDining Room
  • # of Stories3
  • StoriesThree Or More

Price Change History for 205 Montana Del Lago, Rancho Santa Margarita, (MLS® #OC26041588)

Date Details Price Change
Price Reduced (from $1,075,000) $1,070,000 $5,000 (0.47%)

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Based on information from California Regional Multiple Listing Service, Inc. as of April 4th, 2026 at 8:56pm PDT. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.