$649,000 - 92 Montana Del Lago, Rancho Santa Margarita

  • 3Beds
  • 2Baths
  • 1,131SQ. Feet
  • 1.18Acres

Rancho Santa Margarita Home For Sale

Experience the sought-after Rancho Santa Margarita lifestyle in the highly coveted community of Montana Del Lago. Perfectly situated just steps from the RSM Lake and Beach Club, this townhouse-style home blends modern convenience with resort-style living. Inside, soaring ceilings and abundant natural light create an airy, expansive feel. The open-concept family room, anchored by a cozy fireplace, serves as the heart of the home—perfect for both quiet evenings and lively gatherings. The interior has been elevated with fresh designer paint and a kitchen featuring sleek stainless steel appliances. Upstairs, the bedrooms offer the luxury of generous walk-in closets. The lower level features a garage equipped with an EV charger and space for a private office—an ideal solution for today’s remote professional. Outside, your private patio awaits for weekend BBQs and alfresco dining.

Sales Agent

Sam Smith
  • Sam Smith
  • San Clemente Realtor ®
  • Phone: 949-204-5110
  • Cell: 949-204-5110
  • Contact Agent Now

Amenities

  • AmenitiesSport Court, Picnic Area, Pickleball, Pool, Spa/Hot Tub, Tennis Court(s)
  • UtilitiesCable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available
  • Parking Spaces2
  • ParkingDirect Access, Electric Vehicle Charging Station(s), Garage, Guest, Permit Required, One Space, Tandem
  • # of Garages2
  • GaragesDirect Access, Electric Vehicle Charging Station(s), Garage, Guest, Permit Required, One Space, Tandem
  • ViewNone
  • WaterfrontLake
  • Has PoolYes
  • PoolCommunity, In Ground, Association
  • SecurityCarbon Monoxide Detector(s), Fire Detection System, Fire Sprinkler System, Smoke Detector(s)

School Information

  • DistrictSaddleback Valley Unified
  • ElementaryTrabuco Mesa
  • MiddleRancho Santa Margarita
  • HighTrabucco Hills

Essential Information

  • MLS® #OC26010347
  • Price$649,000
  • Bedrooms3
  • Bathrooms2.00
  • Full Baths2
  • Square Footage1,131
  • Acres1.18
  • Year Built1993
  • TypeResidential
  • Sub-TypeCondominium
  • StyleMediterranean, Patio Home
  • StatusActive
  • Listing AgentKaren Luckman
  • Listing OfficeColdwell Banker Realty

Exterior

  • ExteriorStucco
  • Lot DescriptionCorner Lot, Near Park
  • WindowsBlinds
  • ConstructionStucco
  • FoundationSlab

Additional Information

  • Date ListedJanuary 14th, 2026
  • Days on Market5
  • Short SaleN
  • RE / Bank OwnedN

Community Information

  • Address92 Montana Del Lago
  • AreaR1 - Rancho Santa Margarita North
  • SubdivisionMontana Del Lago (MDL)
  • CityRancho Santa Margarita
  • CountyOrange
  • Zip Code92688

Interior

  • InteriorCarpet, Laminate, Tile
  • Interior FeaturesBreakfast Bar, Ceiling Fan(s), Cathedral Ceiling(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Tile Counters, Bar, All Bedrooms Up, Primary Suite, Walk-In Closet(s)
  • AppliancesDishwasher, Disposal, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Water Heater, Dryer, Washer
  • HeatingCentral, Fireplace(s)
  • CoolingCentral Air
  • FireplaceYes
  • FireplacesFamily Room, Gas, Gas Starter
  • # of Stories2
  • StoriesMulti/Split

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Based on information from California Regional Multiple Listing Service, Inc. as of February 7th, 2026 at 11:26pm PST. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.