$1,250,000 - 4495 Montalvo St, San Diego

  • 2Beds
  • 2Baths
  • 981SQ. Feet
  • 0.11Acres

San Diego Home For Sale

4495 Montalvo St offers a rare opportunity to invest in a beach-area property with fewer barriers to growth. Sitting just outside the Coastal Commission zone, improvements and permitting can be approached more directly and efficiently. The RM-3-7 zoning provides flexibility to unlock additional units or expand living space, giving you a clear path to maximizing long-term value. The existing 2 bedroom 1.5 bath home features updated interiors including refreshed baths, new flooring and light-filled living spaces with partial ocean views. Enrollment in the Quiet Home window upgrade program has already been approved for this year, further enhancing desirability. Perfectly positioned between Ocean Beach and Point Loma, this address offers strong lifestyle appeal and rental demand. Minutes to beaches, cafes, shopping and major connectors, it is truly an investment that performs today while offering meaningful development potential ahead.

Sales Agent

Sam Smith
  • Sam Smith
  • San Clemente Realtor ®
  • Phone: 949-204-5110
  • Cell: 949-204-5110
  • Contact Agent Now

Amenities

  • UtilitiesWater Available
  • ParkingOther
  • GaragesOther
  • ViewOcean, Peek-A-Boo
  • PoolNone

Additional Information

  • Date ListedOctober 14th, 2025
  • Days on Market44
  • ZoningR-4:MULTIP
  • Short SaleN
  • RE / Bank OwnedN

Essential Information

  • MLS® #250042712SD
  • Price$1,250,000
  • Bedrooms2
  • Bathrooms2.00
  • Full Baths1
  • Half Baths1
  • Square Footage981
  • Acres0.11
  • Year Built1940
  • TypeResidential
  • Sub-TypeSingle Family Residence
  • StatusActive
  • Listing AgentJavier Hernandez
  • Listing OfficeCompass

Exterior

  • ExteriorStucco
  • RoofAsbestos Shingle
  • ConstructionStucco

Community Information

  • Address4495 Montalvo St
  • Area92107 - Ocean Beach
  • SubdivisionOcean Beach
  • CitySan Diego
  • CountySan Diego
  • Zip Code92107

Interior

  • InteriorLaminate
  • AppliancesDishwasher, Disposal, Gas Range, Refrigerator
  • HeatingNatural Gas
  • CoolingWall/Window Unit(s)
  • # of Stories1
  • StoriesOne

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  • Price Range:
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Based on information from California Regional Multiple Listing Service, Inc. as of December 21st, 2025 at 8:26pm PST. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.