$1,499,000 - 431 Main Street, Morro Bay

  • 4Beds
  • 3Baths
  • 2,560SQ. Feet
  • 0.09Acres

Morro Bay Home Sale

Coastal charm meets modern comfort in this stunning 4-bedroom, 2.5-bathroom home nestled in the highly sought-after Morro Cove community—just a short stroll from the Tidelands Park staircase with access to breathtaking views of Back Bay, Morro Rock, and the Sandspit. Inside, rich dark hand-hewn wood floors, plantation shutters, and expansive ceiling heights set a tone of relaxed elegance. A coastal mosaic tile foyer welcomes you into the home, while maple cabinetry throughout adds warmth and cohesion to the interior design. The open concept floorplan is both functional and inviting, with the living room centered around a gas insert fireplace that flows seamlessly into the spacious kitchen. The kitchen features granite countertops, a center island with raised bar seating, dual ovens, a gas cooktop, and generous cabinetry -ideal for both entertaining and everyday living. The front den offers flexible use as a formal dining room or a dedicated home office, while the downstairs bedroom includes a large walk-in closet, perfect for guests or multigenerational living. Upstairs, the primary suite serves as a private retreat with a large walk-in closet, spa-like en suite bath with dual vanities, a soaking tub, separate shower, and its own west-facing covered porch with peekaboo bay views. The laundry room is conveniently located upstairs near the three secondary bedrooms. Step outside and enjoy effortless indoor-outdoor living with an expansive patio just off the kitchen, framed by mature landscaping, low-maintenance synthetic turf, and a private trash storage area. Overhead bistro lights add ambiance for evening gatherings, and the outdoor hot tub offers the perfect place to unwind under the stars. The alley-loaded driveway maximizes curb appeal while enhancing privacy and access. The home’s Carmel-inspired cottage exterior, durable stucco siding, modern glass entry fence, concrete tile roof, and dual-pane windows reflect quality construction with timeless coastal appeal. Situated in a quiet, beautifully maintained neighborhood, this residence is just minutes from Morro Bay Golf Course, scenic waterfront dining, boutique shopping, and the bustling Embarcadero. Whether you’re looking for a full-time residence or a vacation retreat, this home is a rare opportunity to enjoy the best of Morro Bay living. Experience coastal California at its finest -schedule your private showing today.

Sales Agent

Sam Smith
  • Sam Smith
  • San Clemente Realtor ®
  • Phone: 949-204-5110
  • Cell: 949-204-5110
  • Contact Agent Now

Amenities

  • AmenitiesManagement
  • UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Parking Spaces2
  • # of Garages2
  • ViewBay, Harbor, Landmark, Neighborhood, Ocean
  • PoolNone

School Information

  • DistrictLucia Mar Unified

Essential Information

  • MLS® #SC25164098
  • Price$1,499,000
  • Bedrooms4
  • Bathrooms3.00
  • Full Baths2
  • Half Baths1
  • Square Footage2,560
  • Acres0.09
  • Year Built2004
  • TypeResidential
  • Sub-TypeSingle Family Residence
  • StyleContemporary, Cottage
  • StatusClosed
  • Listing AgentErica Abbott
  • Listing OfficeCompass

Exterior

  • Lot DescriptionZeroToOneUnitAcre
  • WindowsDouble Pane Windows
  • RoofConcrete, Tile
  • FoundationSlab

Additional Information

  • Date ListedJuly 21st, 2025
  • Days on Market9
  • Short SaleN
  • RE / Bank OwnedN

Community Information

  • Address431 Main Street
  • AreaMRBY - Morro Bay
  • SubdivisionMorro Cove(780)
  • CityMorro Bay
  • CountySan Luis Obispo
  • Zip Code93442

Interior

  • InteriorTile, Wood
  • Interior FeaturesCeiling Fan(s), High Ceilings, Open Floorplan, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Suite, Stone Counters
  • AppliancesDishwasher, Gas Cooktop, Refrigerator, Tankless Water Heater
  • CoolingNone
  • FireplaceYes
  • FireplacesGas, Living Room
  • # of Stories2
  • StoriesTwo

Price Change History for 431 Main Street, Morro Bay, (MLS® #SC25164098)

Date Details Price Change
Closed
Pending (from Active)

Similar Type Properties to SC25164098, 431 Main Street, Morro Bay

Back to Results

Morro Bay 437 Morro Cove Road

$1,549,000
Morro Bay,
3 Beds
3 Baths
2,875 SqFt
97 Days On Market
Community: Morro Cove(780)

Morro Bay 451 Main Street

$1,299,999
Morro Bay,
3 Beds
3 Baths
2,549 SqFt
7 Days On Market
Community: Morro Cove(780)

Morro Bay 775 Alta Court

$1,475,000
Morro Bay,
3 Beds
3 Baths
2,409 SqFt
4 Days On Market
Community:

Morro Bay 2631 Nutmeg Avenue

$1,299,000
Morro Bay,
3 Beds
2 Baths
1,828 SqFt
67 Days On Market
Community: North Morro Bay (820)

Similar Neighborhoods to "" in Morro Bay, California

Back to Results

Morro Cove(780)

  • City:
    Morro Bay
  • Price Range:
    $599,000 - $1,549,000
  • Current Listings:
    4
  • HOA Dues:
    $793
  • Average Price per Square Foot:
    $610

  • City:
    Morro Bay
  • Price Range:
    $489,000 - $2,300,000
  • Current Listings:
    14
  • HOA Dues:
    $23
  • Average Price per Square Foot:
    $805

North Morro Bay (820)

  • City:
    Morro Bay
  • Price Range:
    $470,000 - $1,849,000
  • Current Listings:
    32
  • HOA Dues:
    $32
  • Average Price per Square Foot:
    $717

Back to Search Results

Based on information from California Regional Multiple Listing Service, Inc. as of February 15th, 2026 at 5:55am PST. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.